Question: How Do I Stop Someone From Using My Social Security Number?

What should I do if a scammer has my Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection.

You can also call 1-800-908-4490.

That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund..

How do I know if someone has stolen my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

Can someone use my SSN with their name?

If the person’s name is somewhat close to yours or they have other identifying information that matches what are in your credit or government files, their using your Social Security number with their name will likely slip through the system.

What do you do if someone uses your Social Security number?

It’s a one-stop resource managed by the Federal Trade Commission, the nation’s consumer protection agency. If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490.

Who do you legally have to give your Social Security number to?

You do need to give your Social Security number (SSN) to: Companies from which you are applying for credit: credit cards, loans of any type, cell phone service. Your department of motor vehicles. Employers. The three main credit reporting agencies: Equifax, Experian, and TransUnion.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Is it illegal to let someone use your Social Security number?

It is against the law to use someone else’s Social Security number or to give false information when applying for a number. Also, it is illegal to alter, buy, or sell Social Security cards. Anyone convicted of these crimes is subject to stiff fines and/or imprisonment.

Can you lock your Social Security number?

For starters, locking it prevents anyone, including you, from using your SSN for any purpose. If your number isn’t active, identity thieves can’t use it either. … But the good news is that locking your SSN isn’t permanent, and you can unlock it at any time.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

What happens if someone has your Social Security number?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect. When asked by others, just say no.

Can you get a new Social Security number after identity theft?

Applying for a New Number or Replacement Card The SSA may assign a new Social Security number to you if you are being harassed, abused, or are in grave danger when using the original number, or if you can prove that someone has stolen your number and is using it.