Quick Answer: How Can I Unblock My Debit Card?

Why is my card blocked for online transaction?

“Existing cards that have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose,” RBI said in a statement.

In short, after March 16th, any debit or credit card can be blocked for online services..

Can a blocked debit card be reactivated?

When you call to report your card lost/stolen, the bank will immediately suspend the card. … So if you’ve phoned your bank but haven’t yet received your new card and activated it, it may still be possible to call them back, tell them you’ve found the old one and have them activate it again.

How do I unblock my debit card online?

If your visa card is blocked for online use,Call the helpdesk of the Issuing bank and ask them to unblock your card.Visit their website and see if they have a Mastercard card registration page.Same process is applicable to visa cards also (even Rupay cards)

How can I unblock my debit card online?

More videos on YouTubeLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD ON.Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.Click PROCEED and enter the OTP received on your registered mobile/email.More items…

Why is my debit card blocked?

When Can Your Issuer Decide to Block Your Card? Aside from a hold from a merchant, a card issuer can block or decline charges on your card by freezing your account. The card might be blocked because the card issuer has detected suspicious and possibly fraudulent activity.

Why is my debit card being declined when I have money in my account?

If you’ve had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. … The charge is larger than what you usually would put on your card.

How long does a debit card stay locked?

24 HOURSMOSTLY IT WILL REMAIN BLOCKED FOR 24 HOURS AND YOU WILL GET A SECURITY ALERT THAT SOMEONE TRIED TO ACCESS YOUR ACCOUNT. ONCE YOU CONFIRM THAT IT WAS YOU, THE BLOCK WILL BE REMOVED. I think it is standard policy for banks to unlock a locked debit card only after you go to your bank and fill out a form.

Can the bank unblock your card?

Blocking your bank card is not the be-all and end-all. You can usually: Unblock your bank card at an ATM. Call your bank – they may offer PIN unblock services over the phone.

What happens when your debit card is declined?

When you have your debit card declined, but money in the bank is enough to complete the transaction, incorrect PIN might be the reason. The PIN helps to ensure the person using the debit card is the real owner of the checking account. … When you enter the wrong PIN multiple times, the card provider may block the card.

What do I do if my debit card is blocked?

If due to some negligence or carelessness the ATM card gets blocked, then the best thing to do is visit your nearest bank branch. All one needs to do is submit a written application along with the cardholder’s identity proofs, so that the bank can take further procedures to unblock the ATM card.

How do I know if my debit card is blocked?

If you have that debit card,go to nearest ATM and swipe that. You will see a popup says CARD BLOCKED.Do a little transaction with your debit card online. If that shows fail. You should know your debit card has blocked.Go to your bank and ask them about it.Call bank’s tollfree number and ask them.

How can I unblock my ATM card by SMS?

Once an SBI debit card is blocked, it cannot be unblocked via SMS or internet banking. You have to contact your home branch to unblock it. But you can apply for the new SBI debit card online.